0414 976 865
Manly's waterfront and the boats moored in Manly Cove, seen from the harbour on a clear day.
Manly · Northern Beaches

Your next move, mapped out properly.

I'm Sam, a finance broker with North Head Finance. I help you buy, refinance and invest with a clear plan, from the first chat through to settlement and beyond.

Quick enquiryHow I help

Leave your name and number and Sam will call you back. It takes about 30 seconds.

Finance · Insurance · Wealth

We are more than just a broker.

Your home loan is often where we start. Between Sam, the North Head Finance team and our partner Apexx Wealth, your finance, insurance and wealth can all be looked after under one roof in Manly.

With Sam

Finance

  • Home loans and refinancing
  • Investment loans
  • Car and vehicle loans
  • Personal loans
  • Business and equipment finance
Finance with Sam
Through our insurance partner

Insurance

  • Home and contents
  • Health insurance
  • Income protection
  • Personal protection
  • Business insurance
Insurance
With our partner Apexx Wealth

Wealth

  • Financial planning
  • Superannuation and SMSF
  • Investments
  • Cash flow and debt reduction
  • Retirement planning
Wealth and super
How I help

Where would you like to start?

Hands holding a brass key in front of a navy front door. First home

Getting your first key.

We work out your deposit, borrowing power and any first home buyer schemes you may be eligible for, before you start looking.

First home loans A white coastal family home with a timber deck and lawn. Next home

More room for the next chapter.

Upsizing, downsizing, or buying before you sell. We plan the timing and the loan structure together so the move feels manageable.

Upgrading or downsizing Coffee, a laptop and paperwork on a kitchen table near the ocean. Refinance

A fresh look at your loan.

I review your current loan against options from a wide panel of lenders, explain the trade-offs, and handle the paperwork if you decide to switch.

Refinancing Modern coastal townhouses with timber screens on a tree-lined street. Investing

Building a property portfolio.

Structuring investment loans so each purchase is set up with the next one in mind.

Investment loans
How it works

Simple, from the first conversation.

No jargon and no pressure. You'll always know where things are up to and what happens next.

Boats moored on the harbour at Manly on a sunny day.
  1. 01

    We talk it through

    A relaxed chat about where you are, where you want to get to, and what matters most to you in a loan.

  2. 02

    I compare your options

    I look across lenders and products that suit your situation and walk you through the pros and cons of each.

  3. 03

    We handle the paperwork

    My team and I take care of application, approval and settlement, with regular updates so you always know where things are up to.

  4. 04

    I stay in touch

    After settlement I check in over the years and review your loan as your life and the market change.

Reviews

What clients say.

5.022 Google reviews
Cameron C.Google review

★★★★★

The absolute A team.. For a stressful process, the team kept there cool the entire time and supported us 24/7 to get the loan approved. The team communicated with us every step, and went above and beyond to help us with a complex business loan.
Fay A.Google review

★★★★★

Sam and his team have been wonderful to work with through out my property purchases the past 12+ years. They are professional, thorough and easily contactable which is so important when you are signing a contract. I have recommended Sam to friends looking to buy several times and I wouldn't hesitate to do so again.
Barrenjoey Swim SchoolGoogle review

★★★★★

Sam and his team were outstanding. They helped us over several years in our endeavour to break into the housing market. Having missed out twice, Sam never doubted that we would make it, and continued to work hard for us. They found the right lender at the right time, and we are now the proud owners of our first house in the Northern Beaches.
Jackson B.Google review

★★★★★

Right from the first meeting with Sam we felt engaged, looked after and informed throughout the application and approval process. I would highly recommend Sam and team for financial services solutions
Hamish N.Google review

★★★★★

Such a pleasure to deal with. The whole team were fantastic and showed great patience with us as it was our first time buying an investment property. Highly recommended and will definitely use the company again.
Jackson S.Google review

★★★★★

Dream team! I received a message out of the blue that my home loan rate had been lowered. Proactively looking out for the best interests of their clients. Thanks Sam, Marko and Claire.
Doris S.Google review

★★★★★

With their help and expert advice, I have successfully purchased and financed two properties without any hassle. … Thanks to their patience, clarity, and expertise, every stage of the purchase and financing was transparent and successful.
Sera T.Google review

★★★★★

Sam and the team are professional, prompt and make everything smooth from my end. I found them through a recommendation, and will be recommending them to everyone I know!
Read every review on Google
Sam Ayliffe, Principal Lending Specialist at North Head Finance.
Your broker

Hi, I'm Sam.

I've spent more than 25 years in banking, finance and mortgage broking, and these days I look after clients across Sydney's Northern Beaches from our office in Manly.

I lead the team at North Head Finance, so you get me and my team knowing your file from start to finish.

  • North Head Finance
  • Manly, Northern Beaches
  • 25+ years experience
More about Sam
Quick enquiry

Talk it through with Sam.

Leave your name and number and Sam will call you back to set a time. It takes about 30 seconds.

What can Sam help with?
Add an email or a note (optional)
How would you like to talk?
Sam will call you back to set a time. Your details are only used to get back to you about your enquiry.